Profit Loss

Profit and loss account up to 31/03/2023
Order Income Bagasara Kunkavav Bhesan Chuda Visavadar Amreli Bhalgam Dhari Total
Interest on loans 21842413.00 5012214.00 9128765.00 4347108.00 5111782.00 9245876.00 2602792.00 77452.00 57368402.00
1 At interest income 21842413.00 5012214.00 9128765.00 4347108.00 5111782.00 9245876.00 2602792.00 77452.00 57368402.00
Dividends/interest on investments 5745031.00 696323.00 61477.00 313043.00 0.00 47453.00 0.00 2537.00 6865864.00
2 A.G.M.S. At Savings Interest Income 34054.00 22643.00 47453.00 2256.00 106406.00
3 A.G.M.S. F.D. At interest income 5707598.00 673680.00 6381278.00
4 A.G.M.S. At Share Dividend 9.00 9.00
5 At Central Bank of India Savings Interest 3170.00 3170.00
6 At Junagadh District Co-operative Bank Savings Interest Income 244.00 166.00 410.00
8 At Bank of Baroda Savings Interest Income 281.00 281.00
9 At IFFCO Share Dividend 200.00 200.00
Other miscellaneous income 15214311.00 212150.00 277870.00 144538.00 206695.00 51850.00 85240.00 19760.00 16212414.00
10 At the notice fee income 150000.00 49000.00 97200.00 24000.00 26400.00 12600.00 12600.00 371800.00
11 At stationery income 75510.00 26200.00 39220.00 28520.00 71995.00 34450.00 32090.00 19760.00 327745.00
12 at service charge 191800.00 136950.00 141450.00 82150.00 108300.00 4800.00 38550.00 704000.00
13 At branch interest income 14785581.00 14785581.00
14 At Fixed Deposit Interest Income 11420.00 11420.00
15 Provision against sub standard assets 9868.00 9868.00
16 At locker rental income 2000.00 2000.00
Total 42801755.00 5920687.00 9468112.00 4804689.00 5318477.00 9345179.00 2688032.00 99749.00 80446680.00
Order Expenses Bagasara Kunkavav Bhesan Chuda Visavadar Amreli Bhalgam Dhari Total
Interest (paid and payable) 29806957.00 3634903.00 1616417.00 2877682.00 639606.00 1707108.00 1378378.00 18527.00 41679578.00
1 At Fixed Deposit Interest Outward 29158320.00 3418553.00 1486831.00 2709989.00 595866.00 1546800.00 1165653.00 17601.00 40099613.00
2 At Monthly Fixed Deposit Interest Outward 6666.00 10005.00 16671.00
3 Recurring Depot. At interest outflow 117987.00 35454.00 9213.00 13043.00 2857.00 5376.00 7986.00 271.00 192187.00
4 At Daily Savings Interest Outgoing 188970.00 122425.00 41343.00 58819.00 15459.00 124855.00 28282.00 580153.00
6 Running Savings Interest Outgoing 341680.00 58471.00 79030.00 95831.00 25424.00 23411.00 166452.00 655.00 790954.00
Administrative and other expenses 3625064.00 412500.00 624000.00 506000.00 324000.00 223000.00 168000.00 5882564.00
7 At employee salary expense 3034000.00 412500.00 624000.00 506000.00 324000.00 223000.00 168000.00 5291500.00
8 At the annual general meeting expenses 591064.00 591064.00
Rent, Taxes, Electricity 578773.00 13665.00 24703.00 23540.00 3951.00 22428.00 37835.00 2360.00 707255.00
9 Ele. At bill expense 36115.00 13665.00 22843.00 23540.00 3951.00 22428.00 32405.00 2360.00 157307.00
10 At electric costs 521679.00 1860.00 5430.00 528969.00
11 At the cost of electricity 20979.00 20979.00
Legal Charges (Attorney Fees Vs.) 30200.00 30200.00
12 At the cost of attorney's fees 30200.00 30200.00
At postage and telephone costs 26679.00 7874.00 17424.00 8639.00 4714.00 10227.00 1575.00 1781.00 78913.00
13 At telephone bill expense 8879.00 5744.00 9124.00 6399.00 1414.00 8652.00 1781.00 41993.00
14 At wire postage cost 17800.00 2130.00 8300.00 2240.00 3300.00 1575.00 1575.00 36920.00
Printing and Stationery 600204.00 8125.00 32869.00 5260.00 8610.00 13630.00 11000.00 500.00 680198.00
15 At stationery expenses 352704.00 8125.00 32869.00 5260.00 8610.00 13630.00 10000.00 500.00 431698.00
16 At report printing costs 247500.00 247500.00
17 At printing costs 1000.00 1000.00
Audit Fees 28000.00 28000.00
18 At the cost of the audit fee 28000.00 28000.00
At vehicle cost 300480.00 6000.00 6000.00 6000.00 1000.00 6000.00 6600.00 0.00 332080.00
19 At vehicle cost 59780.00 59780.00
20 At vehicle insurance premium costs 51000.00 51000.00
21 At petrol and diesel costs 189700.00 6000.00 6000.00 6000.00 1000.00 6000.00 6600.00 221300.00
Depreciation of property 2038713.00 2038713.00
22 At dead stock depreciation expense 2038713.00 2038713.00
Computer expenses 80030.00 1700.00 1800.00 700.00 84230.00
23 At Computer/Software Costs 77880.00 77880.00
24 At computer costs 2150.00 1700.00 1800.00 700.00 6350.00
Other expenses 1279277.00 147250.00 4665025.10 998340.01 3699774.36 5345224.00 823121.60 31486.41 16989498.48
25 At Bank Charge 2109.00 1930.00 2099.10 3091.01 4434.36 649.00 554.60 212.41 15079.48
26 At the cost of office rent 334200.00 32400.00 204682.00 24200.00 130000.00 94500.00 52000.00 30000.00 901982.00
27 At advertising costs 53600.00 10560.00 64160.00
28 At total cost 17798.00 16921.00 4960.00 15140.00 3120.00 22368.00 80307.00
29 At locker costs 21830.00 330.00 22160.00
30 Locker rental at 2596.00 2896.00 3835.00 1180.00 944.00 11451.00
31 At allowance cost 4849.00 2249.00 1450.00 1450.00 1655.00 11653.00
32 At office expenses 274127.00 9150.00 34180.00 5800.00 20282.00 16860.00 15519.00 375918.00
33 at courier costs 300.00 300.00
34 At Legal Consulting Fees 20000.00 20000.00
35 At xerox and typing costs 2329.00 2329.00
36 At repair and maintenance costs 9940.00 9940.00
37 At interest rebate costs 5370.00 22381.00 55888.00 6071.00 4554.00 15068.00 24872.00 134204.00
38 At meeting expenses 76100.00 76100.00
39 At Building Repairing and Maintenance Expenses 437129.00 24025.00 461154.00
40 At Check Book Charge 180.00 180.00
41 At Education Fund Expenditure 11000.00 11000.00
42 At clean cleaning costs 6000.00 6000.00
43 At Branch Interest Outgoing 59323.00 4337741.00 942408.00 3531894.00 5184039.00 730176.00 14785581.00
Provisions 2754205.00 330947.00 544031.00 0.00 24186.00 43591.00 3696960.00
44 At provision against sub standard assets 2754205.00 330947.00 544031.00 24186.00 43591.00 3696960.00
45 profit for the year 1683373.00 1327523.00 1935842.90 378527.99 612635.64 2017562.00 217931.40 45094.59 8218490.52
Total 42801755.00 5920687.00 9468112.00 4804689.00 5318477.00 9345179.00 2688032.00 99749.00 80446680.00